Cindy Williams

Professional Team Member*

Insurance Specialist (Cornerstone Insurance Solutions)



After graduation from James Madison University in 1994, with a Bachelor of Science

degree in communications, Cindy focused her energy and talents on marketing. She started her own

business, Creative Mailers and Communication and also worked for over fifteen years as the Corporate

Marketing Director for a fitness center. In 2006, Cindy’s husband, Chuck Williams, who was an investment

advisor exclusively with Raymond James Financial Services at the time, decided that he needed her to join him in assisting his clients. After much thought and prayer, she became insurance licensed and launched a new career in offering many insurance products including health, life, long-term care, disability, Medicare plans, and more. With this relationship, Chuck and Cindy are able to help their clients by offering expertise in all areas of financial planning and insurance.


Now an independent advisor and the president of Cornerstone Insurance Solutions, Cindy represents all of the major insurance companies and is able to offer her individual, senior, and corporate clients a variety of options. Her knowledge, positive client rapport, and “can-do” attitude are well known among her clients, family, and friends. Her passion is in serving others at the office and in her personal life.


Cindy and Chuck live in Bridgewater, Virginia and have been married almost thirty years. As high school sweethearts from John Handley High School in Winchester, Virginia, they traveled to both attend James Madison University for their college years and fell in love with the Shenandoah Valley area. They decided to stay in the Harrisonburg area after graduation and are involved in many community and Church activities.


Cindy teaches Sunday School at the Ekklesia of Christ and also volunteers her time to raise money for local non-profit organizations. Chuck and Cindy have two sons: Brandon and Ryan, who are both licensed insurance agents also working for Cornerstone Insurance Solutions.

Cindy enjoys Bible study, traveling, photography, sports, helping and visiting her friends and clients, and spending time with her family.








*Professional Team Members are those professionals whose services we engage from time to time in order to help create the comprehensive written financial plans of our clients. Professional Team Members do not work for Harbor Financial Services LLC, nor Jeff Harris and Associates, Inc.










410 Neff Avenue

Suite 200

Harrisonburg, VA  22801 


Office: 540-574-2508

Toll-Free: 800-296-2680

Fax: 540-433-3561

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Securities offered through Harbor Financial Services, LLC Member FINRA/SIPC Advisory services offered through Jeff Harris & Assoc. RIA, a registered Investment advisor. Harbor Financial Services LLC, Jeff Harris & Assoc. RIA, and Cornerstone Insurance Solutions are not affiliated. Harbor Financial Services LLC and Jeff Harris & Assoc. RIA are not affiliated. Harbor Financial Services LLC and Jeff Harris & Assoc. RIA do not offer tax or legal advice. Please contact your tax or legal professional for specific information regarding your individual situation. Monitoring Service is for Advisory accounts only.